46 to 50 years old

File # 10598 Male, 46 years old $500,000 coverage, 20-year term Was declined, elsewhere Health Issues Digestive disorders - pre-ulcers or small erosions, diagnosed 10 years ago, and was successfully treated with antibiotics - no recurrence Liver problems - hepatitis b, diagnosed 30 years ago, resolved on its own - hepatitis c, diagnosed 6 years ago, no treatment, currently hepatitis c positive Drinking Alcohol - currently drinking infrequently Family History of Cancer - mother, cervical displacia (abnormal cells) in mid 50s Family History of Heart Conditions - father, bypass surgery at age 72 Lifestyle Issues Foreign travel - Mexico every 5 years

Standard Non-smoker with graded benefit File # 10586 Female, 46 years old $100,000 coverage, whole life Was declined, elsewhere Health Issues Diabetes - diagnosed 33 years ago - complications include neuropathy, retinopathy, retinal displacement (surgically repaired), and renal insufficiency that started 14 years ago, resulting in renal transplant 6 years ago - currently treating with medication Heart problems - balloon angioplasty (PTCA), 8 years ago, to unblock a 90% obstruction Cancer - fibroadenoma, benign tumor in breast - surgically removed 15 years ago, no recurrence Congenital microphthalmia Family History of Cancer - mother, died of cancer at age 56 Family History of Heart Conditions - father, died of heart attack at age 41 Medications Humalog and Lantus Lifestyle Issues Foreign travel - history of travel to Mexico

File # 10510 Male, 47 years old $1,000,000 coverage, 20-year term Health Issues Digestive disorders - ulcerative colitis, diagnosed 30 years ago, multiple hospitalizations, lost and gained roughly 25 pounds within last 2 years - ileostomy is a future option Family History of Cancer - mother, died at age 72 from leukemia Family History of Diabetes - father is alive, developed diabetes in his 70's Family History of Heart Conditions - father is alive, currently has congestive heart failure in his 80's Medications Elavil, Emuran, Remicade, and Sulfalazine Lifestyle Issues Scuba diving certification - PADI - recreational Foreign travel - Cancun and France

File # 10573 Male, 47 years old $400,000 coverage, 10-year term Was declined 6 times, elsewhere Health Issues Liver problems - elevated liver enzymes and fatty liver Anxiety and Depression - obsessive compulsive disorder, currently treated with medication Overweight - Height 6'0" Weight 210 lbs - lost 20 lbs in last year due to diet and exercise Tobacco - currently smoking Medications Paxil Legal Issues Citizenship - citizen of Canada - in the USA on an E2 Visa

File # 10567 Female, 48 years old $750,000 coverage, 20-year term Health Issues High cholesterol (ldl cholesterol) - currently treated with medication Asthma - currently treated with medication Anxiety and Depression - depression, diagnosed 1 year ago - currently treated with medication Substance Abuse - marijuana, none used in last 21 years Family History of Heart Conditions - mother, died at age 57 from heart disease Medications Flovent, Foradil, Lipitor, and Zoloft Lifestyle Issues Foreign travel - Caribbean

File # 10531 Male, 48 years old $750,000 coverage, 10-year term Was declined elsewhere Health Issues Liver problems - hepatitis c, diagnosed 20 years ago - client feels he was infected through drug abuse - last biopsy, 2 years ago - treatment with interferon, not successful - currently hepatitis c positive Anxiety and Depression - diagnosed 9 years ago Suicide Survivor - suicide ideation 9 years ago, resulting in hospitalization for 3 weeks Substance Abuse - history of drug abuse, but none used in last 20 years Drinking alcohol - recovering alcoholic, sober for last 20 years - attends AA meetings Family History of Cancer - mother, died of cancer of the heart muscle at age 73 Family History of Heart Conditions - mother, died at age 73 Medications Trazodone Lifestyle Issues Foreign travel - Cancun once each year Legal Issues Criminal Record - indicted on drug related charges 14 years ago, but all charges were later dismissed Department of Motor Vehicle Record - 1 speeding ticket in the last 5 years - 1 DUI ticket, 23 years ago

File # 10530 Male, 49 years old $1,000,000 coverage, 20-year term Was declined elsewhere Health Issues Digestive disorders - ulcerative colitis, had an ileostomy 20 years ago Liver problems - elevated liver enzymes Drinking Alcohol - 1 or 2 beers per week Chronic sinus infection - currently treating with Advil Chronic back pain - currently treating with Advil Medications Did use Prednisone and other steroids until 10 years ago Now uses Advil (3-4 each day) Lifestyle Issues Foreign travel - Caribbean every few years

File # 10517 Male, 49 years old $1,500,000 coverage, 20-year term Was declined elsewhere Health Issues Cancer - melanoma (type of skin cancers) - removed 3 years ago - no recurrence High blood pressure (hypertension) - treated medically during the last year Gout arthritis, diagnosed 2 years ago Drinking alcohol - tested positive for alcohol markers, during recent exam Medications Allopurinol (Allopurinal), Prinivil, and Viox (Vioxx)

File # 10524 Male, 50 years old $200,000 coverage, 15-year term Health Issues Anxiety and Depression - diagnosed 23 years ago, hospitalized for 2 weeks to treat with medication - hospitalized again, 22 years ago, to adjust medication - currently treating with medication Medications Lithium Legal Issues Department of Motor Vehicle Record - 2 traffic tickets in the last 5 years

Standard Non-smoker Simplified Issue with No Exam File # 10534 Female, 50 years old $75,000 coverage, whole life Was declined elsewhere Health Issues Drinking alcohol - attended an Alchol Treatment Center for 3 months, then again for 5 months, graduated 3 years ago - however, client is currently drinking 5 or 6 times per week Tobacco - currently smoking 1 pack per day High cholesterol (ldl cholesterol) High blood pressure (hypertension) - currently treating with medication Medications Lotrel and Zocor Legal Issues Department of Motor Vehicle Record - 2 DUI tickets, 4 years ago - temporarily suspended license

Age
Up to 18 Years Old
18 to 25 Years Old
26 to 30 Years Old
31 to 35 Years Old
36 to 40 Years Old
41 to 45 Years Old
46 to 50 Years Old
51 to 55 Years Old
56 to 60 Years Old
61 to 65 Years Old
66 to 70 Years Old
71 to 75 Years Old