Life Insurance Quote

41 to 45 years old

Standard Non-smoker with graded benefit
File # 10540
Female, 41 years old
$100,000 coverage

Health Issues
  • Asthma - genetic emphysema - currently treated with medication and oxygen
  • Weight and build, Overweight - Height 5'2", Weight 175 lbs
Medications
  • Advair, Albuterol, Atrovent, Enalapril, Lexapro
  • Oxygen when exercising or sleeping
Lifestyle Issues
  • Foreign travel - Honduras
Life Insurance Questions

File # 10572
Male, 42 years old
$1,000,000 coverage, 20-year term
Was offered Standard elsewhere

Health Issues
  • Beta thalassemia minor - blood disorder that causes mild anemia - no current treatment
  • Substance Abuse - history of marijuana use, but none used in last 20-25 years
  • Drinking alcohol - currently drinking twice each week, beer or hard liquor
Lifestyle Issues
  • Foreign travel - history of travel to New Zealand, Belgium and Germany
Life Insurance Questions

File # 10527
Male, 42 years old
$200,000 coverage, 20-year term

Health Issues
  • Seizure disorder (epilepsy) - diagnosed 9 years ago, caused by concussions related to Army service - 5 gran mal seizures, less than 1 each year - 2 or 3 petit mal seizures each month - 11 hospitalizations, on outpatient basis - currently treated with medication
  • High blood pressure (hypertension) - currently treated with medication
  • Polyp on vocal chord - removed 3 years ago, and nothing returned
  • Family History of Cancer - father, died from hip-related cancer at age 52
  • Family History of Diabetes - mother, developed diabetes at age 65
Medications
  • Did use Depakote, Dilantin, and Tegretol
  • Now uses Benicar and Lamictal
Legal Issues
  • Department of Motor Vehicle Record - 1 traffic ticket in last 2 years
Life Insurance Questions

File # 10525
Male, 42 years old
$250,000 coverage, 20-year term

Health Issues
  • Substance Abuse - marijuana, none used in 2 years
  • Drinking alcohol - currently an occasional drinker
  • Tobacco - currently smoking half a pack per day
Legal Issues
  • Criminal Record - 2 drug convictions in last 20 years - served 1 year in prison, for drug possession, released 3 years ago - currently not in prison
  • Department of Motor Vehicle Record - currently suspended license, for past 8 years - violations include speeding tickets, driving on a suspended license, and not paying charges
Life Insurance Questions
Standard Non-smoker, with small extra premium for 5 years
File # 10514
Male, 43 years old
$1,000,000 coverage, 20-year term

Health Issues
  • Cancer - prostate cancer, diagnosed less than 1 year ago - treated with seed implant/radiation
  • Family History of Cancer - father, developed prostate cancer at age 61
  • Family History of Diabetes - mother, developed diabetes in her late 50's
Life Insurance Questions

File # 10577
Male, 44 years old
$250,000 coverage, 20-year term

Health Issues
  • Diabetes - diagnosed 7 years ago - complications include poor circulation in feet - currently treating with medication
  • Family History of Cancer - father, died of cancer at age 65
Medications
  • Desipramine and Insulin
Lifestyle Issues
  • Foreign travel - Fiji Islands every 2 years
Life Insurance Questions

File # 10575
Male, 44 years old
$500,000 coverage, 10-year term

Health Issues
  • Digestive disorders - Crohns Disease, diagnosed 15 years ago - surgical procedures have included a bowel resection 15 years ago and an intestinal blockage repair 12 years ago - hospitalized within the last year for pain and a narrowing of the bowel - currently treating with diet and medication
  • Tobacco - currently smoking cigars
  • Drinking alcohol - currently drinks on weekends
  • Family History of Cancer - brother, brain tumor at age 25 - father, skin cancer in his 50s
  • Family History (Other) - mother, died of an aneurysm at age 59
Medications
  • Entocort
Lifestyle Issues
  • Foreign travel - Mexico
Life Insurance Questions

File # 10554
Female, 44 years old
$500,000 coverage, 10-year term

Health Issues
  • Heart problems - congenital heart defect - ventricular septal defect - currently treated with medication before seeing the dentist
  • High cholesterol (ldl cholesterol) - currently treated with diet
  • Anxiety and Depression - post-traumatic stress disorder - currently treated with medication
  • Diabetes - insulin resistance (pre-diabetes) - diagnosed 6 months ago - currently treated with medication and diet
  • Weight and build, Overweight - Height 5'0", Weight 180 lbs
Medications
  • Did use Zoloft
  • Now uses Glucophage and Wellbutrin
Life Insurance Questions

File # 10515
Female, 44 years old
$100,000 coverage, Low-priced Universal Life

Health Issues
  • Liver problems - hepatitis c, genotype 1A, diagnosed 4 years ago - patient thinks infection occured 30 years ago, through drug abuse as a teenager - no treatment attempted - currently hepatitis c positive
  • Substance Abuse - history of drug abuse, but none used in last 25 years
  • Drinking Alcohol - 1 drink every two weeks
  • Family History of Heart Conditions - father is alive, triple heart bypass at age 62
Life Insurance Questions

File # 10512
Male, 44 years old
$500,000 coverage, 20-year term
Was rated elsewhere

Health Issues
  • High blood pressure (hypertension), diagnosed 5 years ago
  • High cholesterol (ldl cholesterol), diagnosed 5 years ago
  • Liver problems - history of elevated liver enzymes
  • Family History of Heart Conditions - father, several heart attacks
Medications
  • Diovan and Lipitor
Life Insurance Questions
Standard Non-smoker, with small extra premium for 5 years
File # 10502
Male, 44 years old
$1,000,000 coverage, 20-year term

Health Issues
  • Cancer - testicular cancer - treated with radiation 4.5 years ago
  • Cancer - dermato fibro sarcoma (type of skin cancers) - treated with surgery 2 years ago
  • Family History of Cancer - mother, died at age 48 from lymphoma
Legal Issues
  • Citizenship - citizen of Canada - in the USA on an H1 Visa - applying for a Green Card
Life Insurance Questions

File # 10562
Male, 44 years old
$500,000 coverage, 20-year term

Health Issues
  • Asthma - diagnosed in childhood - asthma attacks have occurred every 1 or 2 years - currently treating with medication
  • Weight and build, large build - Height 6'4", Weight 270 lbs
  • Tobacco - currently smoking
  • Drinking alcohol - currently drinking 2 glasses of liquor every week
Medications
  • Was prescribed steroids for a short time, 2 years ago
  • Now uses Albuterol
Lifestyle Issues
  • Foreign travel - history of travel to Mexico and the Bahamas
Life Insurance Questions

File # 10522
Male, 45 years old
$140,000 coverage, 15-year term

Health Issues
  • Heart problems - diagnosed 9 years ago - 2 angioplasty procedures, one year apart - double bypass surgery, 3 years ago
  • High cholesterol (ldl cholesterol) - currently treated with medication
  • Drinking alcohol - 1 glass of wine per week
  • Family History of Heart Conditions - mother is alive, developed angina in her 50s
Medications
  • Lipitor and Norvasc
Life Insurance Questions

Age
Up to 18 Years Old
18 to 25 Years Old
26 to 30 Years Old
31 to 35 Years Old
36 to 40 Years Old
41 to 45 Years Old
46 to 50 Years Old
51 to 55 Years Old
56 to 60 Years Old
61 to 65 Years Old
66 to 70 Years Old
71 to 75 Years Old