Life Insurance Quote

Travel


File # 10596
Male, 30 years old
$1,000,000 coverage, 30-year term
Was declined, elsewhere

Lifestyle Issues
  • Foreign travel - Israel, 9 visits in the last 5 years
Legal Issues
  • Citizenship - citizen of Israel - in the USA with a Green Card
  • Department of Motor Vehicle Record - 1 speeding ticket in the last 5 years
Life Insurance Questions

File # 10595
Female, 31 years old
$500,000 coverage, 30-year term
Was declined, elsewhere

Health Issues
  • Cancer - Osteoblastoma, benign tumor in pelvic bone - diagnosed and removed 3 years ago, no recurrence
  • Family History of Cancer - sister, breast cancer at age 31 - mother, breast cancer at age 29, died at age 41
  • Pregnancy - currently 5 months pregnant
Lifestyle Issues
  • Foreign travel - Israel, 9 visits in the last 5 years
Legal Issues
  • Department of Motor Vehicle Record - 1 traffic ticket in the last 5 years
Life Insurance Questions

File # 10590
Male, 39 years old
$500,000 coverage, 30-year term

Health Issues
  • Liver problems - hepatitis a, diagnosed and cured 3 years ago
  • Drinking Alcohol - currently 2 or 3 drinks every week
Lifestyle Issues
  • Foreign travel - Canada and Europe, twice every year - history of travel to Mexico
Legal Issues
  • Department of Motor Vehicle Record - 3 speeding tickets in the last 10 years
Life Insurance Questions

File # 10598
Male, 46 years old
$500,000 coverage, 20-year term
Was declined, elsewhere

Health Issues
  • Digestive disorders - pre-ulcers or small erosions, diagnosed 10 years ago, and was successfully treated with antibiotics - no recurrence
  • Liver problems - hepatitis b, diagnosed 30 years ago, resolved on its own - hepatitis c, diagnosed 6 years ago, no treatment, currently hepatitis c positive
  • Drinking Alcohol - currently drinking infrequently
  • Family History of Cancer - mother, cervical displacia (abnormal cells) in mid 50s
  • Family History of Heart Conditions - father, bypass surgery at age 72
Lifestyle Issues
  • Foreign travel - Mexico every 5 years
Life Insurance Questions

File # 10569
Male, 40 years old
$500,000 coverage, 20-year term
Was rated elsewhere

Health Issues
  • Diabetes Type 1 - diagnosed 16 years ago - currently treated with medication
Medications
  • Humalog and Lantus
Lifestyle Issues
  • Foreign travel - vacation in Austria, every 1 or 2 years
Legal Issues
  • Department of Motor Vehicle Record - 3 speeding tickets in the last 5 years
Life Insurance Questions

File # 10536
Female, 32 years old
$1,000,000 coverage, 30-year term

Health Issues
  • Asthma - diagnosed 27 years ago - initially hospitalized as a child, when oxygen was needed - no more hospitalizations or oxygen needed after moving west, 20 years ago - occasionally suffers from chest colds which causes the asthma to flare up, roughly once per year, which is treated with medication
  • Bulimia Nervosa - diagnosed 15 years ago - inpatient hospitalization - was treated with medication for 1 year
  • Anxiety and Depression - diagnosed 10 years ago - currently treating with therapy and medication
  • Thyroid disorder - underactive thyroid, diagnosed 3 years ago - currently treated with medication
Medications
  • Did use Prozac
  • Now uses occasional meds for anxiety and depression
  • Also uses Cytomel, Singulair, and Synthroid
Lifestyle Issues
  • Foreign travel - London
Life Insurance Questions

File # 10501
Male, 35 years old
$1,000,000 coverage, 20-year term
Was declined elsewhere

Health Issues
  • Liver problems - elevated liver enzymes and fatty liver - diet and exercise have lowered enzymes to normal range
  • Family History of Cancer - mother is alive, developed breast cancer at age 47 - father is alive, developed basil cell cancer in his 60's
Lifestyle Issues
  • Foreign travel - London, Italy, France
Life Insurance Questions

File # 10588
Female, 70 years old
$50,000 coverage, Universal Life
Was declined, elsewhere

Health Issues
  • Thyroid disorder - thyroid was removed, 15 years ago - currently treating with medication
  • Diabetes - diagnosed 10 years ago - currently treating with medication
  • High blood pressure (hypertension) - diagnosed 10 years ago - currently treating with medication
Medications
  • Avandement, Levoxyl, and Metoprolol
Lifestyle Issues
  • Foreign travel - plans to travel to the Philippines every 1 or 2 years, visiting family for month-long visits
Legal Issues
  • Citizenship - citizen of the Philippines - in the USA with a Green Card
Life Insurance Questions

File # 10576
Male, 25 years old
$300,000 coverage, whole life

Health Issues
  • High cholesterol (ldl cholesterol) - currently not controlled with medication
  • Drinking alcohol - currently 3 or 4 drinks each week
Lifestyle Issues
  • Foreign travel - history of travel to England and Europe
Legal Issues
  • Department of Motor Vehicle Record - 3 speeding tickets in the last 5 years
Life Insurance Questions

File # 10567
Female, 48 years old
$750,000 coverage, 20-year term

Health Issues
  • High cholesterol (ldl cholesterol) - currently treated with medication
  • Asthma - currently treated with medication
  • Anxiety and Depression - depression, diagnosed 1 year ago - currently treated with medication
  • Substance Abuse - marijuana, none used in last 21 years
  • Family History of Heart Conditions - mother, died at age 57 from heart disease
Medications
  • Flovent, Foradil, Lipitor, and Zoloft
Lifestyle Issues
  • Foreign travel - Caribbean
Life Insurance Questions

File # 10510
Male, 47 years old
$1,000,000 coverage, 20-year term

Health Issues
  • Digestive disorders - ulcerative colitis, diagnosed 30 years ago, multiple hospitalizations, lost and gained roughly 25 pounds within last 2 years - ileostomy is a future option
  • Family History of Cancer - mother, died at age 72 from leukemia
  • Family History of Diabetes - father is alive, developed diabetes in his 70's
  • Family History of Heart Conditions - father is alive, currently has congestive heart failure in his 80's
Medications
  • Elavil, Emuran, Remicade, and Sulfalazine
Lifestyle Issues
  • Scuba diving certification - PADI - recreational
  • Foreign travel - Cancun and France
Life Insurance Questions

File # 10579
Male, 38 years old
$300,000 coverage, 20-year term
Was declined elsewhere

Health Issues
  • Digestive disorders - Crohns Disease, diagnosed 2 years ago - currently treating with medication
  • Drinking alcohol - currently drinks 1 beer and 5 glasses of wine every week
Medications
  • Asacol
Lifestyle Issues
  • Foreign travel - history of travel to Barbados, England, and the Caribbean - plans for travel to England annually and the Caribbean annually
Legal Issues
  • Citizenship - citizen of the UK - in the USA on an L1A Visa - applying for a Green Card
Life Insurance Questions

File # 10577
Male, 44 years old
$250,000 coverage, 20-year term

Health Issues
  • Diabetes - diagnosed 7 years ago - complications include poor circulation in feet - currently treating with medication
  • Family History of Cancer - father, died of cancer at age 65
Medications
  • Desipramine and Insulin
Lifestyle Issues
  • Foreign travel - Fiji Islands every 2 years
Life Insurance Questions

File # 10575
Male, 44 years old
$500,000 coverage, 10-year term

Health Issues
  • Digestive disorders - Crohns Disease, diagnosed 15 years ago - surgical procedures have included a bowel resection 15 years ago and an intestinal blockage repair 12 years ago - hospitalized within the last year for pain and a narrowing of the bowel - currently treating with diet and medication
  • Tobacco - currently smoking cigars
  • Drinking alcohol - currently drinks on weekends
  • Family History of Cancer - brother, brain tumor at age 25 - father, skin cancer in his 50s
  • Family History (Other) - mother, died of an aneurysm at age 59
Medications
  • Entocort
Lifestyle Issues
  • Foreign travel - Mexico
Life Insurance Questions

File # 10564
Male, 34 years old
$1,800,000 coverage, 20-year term

Health Issues
  • Heart problems - congenital heart defect - heart valve problem, diagnosed 22 years ago - required a transfusion, 22 years ago
  • Liver problems - hepatitis c - patient thinks infection occured through transfusion, 22 years ago - underwent 2 courses of interferon treatments, 9 years ago, not successful - currently hepatitis c positive
Lifestyle Issues
  • Foreign travel - France and England
Life Insurance Questions

File # 10531
Male, 48 years old
$750,000 coverage, 10-year term
Was declined elsewhere

Health Issues
  • Liver problems - hepatitis c, diagnosed 20 years ago - client feels he was infected through drug abuse - last biopsy, 2 years ago - treatment with interferon, not successful - currently hepatitis c positive
  • Anxiety and Depression - diagnosed 9 years ago
  • Suicide Survivor - suicide ideation 9 years ago, resulting in hospitalization for 3 weeks
  • Substance Abuse - history of drug abuse, but none used in last 20 years
  • Drinking alcohol - recovering alcoholic, sober for last 20 years - attends AA meetings
  • Family History of Cancer - mother, died of cancer of the heart muscle at age 73
  • Family History of Heart Conditions - mother, died at age 73
Medications
  • Trazodone
Lifestyle Issues
  • Foreign travel - Cancun once each year
Legal Issues
  • Criminal Record - indicted on drug related charges 14 years ago, but all charges were later dismissed
  • Department of Motor Vehicle Record - 1 speeding ticket in the last 5 years - 1 DUI ticket, 23 years ago
Life Insurance Questions

File # 10530
Male, 49 years old
$1,000,000 coverage, 20-year term
Was declined elsewhere

Health Issues
  • Digestive disorders - ulcerative colitis, had an ileostomy 20 years ago
  • Liver problems - elevated liver enzymes
  • Drinking Alcohol - 1 or 2 beers per week
  • Chronic sinus infection - currently treating with Advil
  • Chronic back pain - currently treating with Advil
Medications
  • Did use Prednisone and other steroids until 10 years ago
  • Now uses Advil (3-4 each day)
Lifestyle Issues
  • Foreign travel - Caribbean every few years
Life Insurance Questions

File # 10523
Female, 38 years old
$500,000 coverage, 20-year term

Health Issues
  • Liver problems - hepatitis c - last biopsy was 3 years ago - 18 month treatment with interferon and ribavirin, not successful - currently hepatitis c positive - viral load was 2 million, currently is 100,000 to 400,000 - client feels she was infected through vaccinations in grade school
  • Family History of Cancer - father, died from non-Hodgkin's lymphoma at age 56
Lifestyle Issues
  • Foreign travel - Los Cabos, Mexico, for vacation
Life Insurance Questions

File # 10518
Male, 51 years old
$250,000 coverage, 20-year term

Health Issues
  • Liver problems - hepatitis c, diagnosed 4 years ago - patient thinks infection occured 30 years ago, through heroin abuse - underwent 6 months of interferon treatment, not successful - currently hepatitis c positive
  • Kidney stones - 5 or 6 years ago
  • Drinking alcohol - currently drinking 2 glasses of wine each weekend - was drinking 1-2 glasses each day, until 4 years ago
  • Substance Abuse - heroin addiction, none used in last 23 years - marijuana addiction, none used in last 15 years
  • Family History of Cancer - mother, throat cancer at age 74
Lifestyle Issues
  • Pilot license - Instrument rated - FAA certification, medical - just under 500 total hours
  • Foreign travel - Bahamas, 2 or 3 times each year
Legal Issues
  • Department of Motor Vehicle Record - 2 speeding tickets in the last 5 years
Life Insurance Questions

File # 10562
Male, 44 years old
$500,000 coverage, 20-year term

Health Issues
  • Asthma - diagnosed in childhood - asthma attacks have occurred every 1 or 2 years - currently treating with medication
  • Weight and build, large build - Height 6'4", Weight 270 lbs
  • Tobacco - currently smoking
  • Drinking alcohol - currently drinking 2 glasses of liquor every week
Medications
  • Was prescribed steroids for a short time, 2 years ago
  • Now uses Albuterol
Lifestyle Issues
  • Foreign travel - history of travel to Mexico and the Bahamas
Life Insurance Questions
Standard Non-smoker with graded benefit
File # 10586
Female, 46 years old
$100,000 coverage, whole life
Was declined, elsewhere

Health Issues
  • Diabetes - diagnosed 33 years ago - complications include neuropathy, retinopathy, retinal displacement (surgically repaired), and renal insufficiency that started 14 years ago, resulting in renal transplant 6 years ago - currently treating with medication
  • Heart problems - balloon angioplasty (PTCA), 8 years ago, to unblock a 90% obstruction
  • Cancer - fibroadenoma, benign tumor in breast - surgically removed 15 years ago, no recurrence
  • Congenital microphthalmia
  • Family History of Cancer - mother, died of cancer at age 56
  • Family History of Heart Conditions - father, died of heart attack at age 41
Medications
  • Humalog and Lantus
Lifestyle Issues
  • Foreign travel - history of travel to Mexico
Life Insurance Questions
Standard Non-smoker with graded benefit
File # 10540
Female, 41 years old
$100,000 coverage

Health Issues
  • Asthma - genetic emphysema - currently treated with medication and oxygen
  • Weight and build, Overweight - Height 5'2", Weight 175 lbs
Medications
  • Advair, Albuterol, Atrovent, Enalapril, Lexapro
  • Oxygen when exercising or sleeping
Lifestyle Issues
  • Foreign travel - Honduras
Life Insurance Questions
Standard Non-smoker with graded benefit
File # 10529
Female, 34 years old
$50,000 coverage whole life and $100,000 coverage 10-year term

Health Issues
  • Cancer - breast cancer - full mastectomy, 3 years ago
  • Cancer - lung cancer, diagnosed 1 year ago - removed lower half of lung
Medications
  • Tamoxifen
Lifestyle Issues
  • Foreign travel - Japan
Legal Issues
  • Citizenship - citizen of Japan - in the USA as a permanent resident alien
  • Department of Motor Vehicle Record - 1 speeding ticket
Life Insurance Questions

Lifestyle Issues
Auto Racing
Mustang Racing
Pilot License
Rock Climbing
Scuba Diving
Travel