Speeding Ticket

File # 10596 Male, 30 years old $1,000,000 coverage, 30-year term Was declined, elsewhere Lifestyle Issues Foreign travel - Israel, 9 visits in the last 5 years Legal Issues Citizenship - citizen of Israel - in the USA with a Green Card Department of Motor Vehicle Record - 1 speeding ticket in the last 5 years

File # 10590 Male, 39 years old $500,000 coverage, 30-year term Health Issues Liver problems - hepatitis a, diagnosed and cured 3 years ago Drinking Alcohol - currently 2 or 3 drinks every week Lifestyle Issues Foreign travel - Canada and Europe, twice every year - history of travel to Mexico Legal Issues Department of Motor Vehicle Record - 3 speeding tickets in the last 10 years

File # 10569 Male, 40 years old $500,000 coverage, 20-year term Was rated elsewhere Health Issues Diabetes Type 1 - diagnosed 16 years ago - currently treated with medication Medications Humalog and Lantus Lifestyle Issues Foreign travel - vacation in Austria, every 1 or 2 years Legal Issues Department of Motor Vehicle Record - 3 speeding tickets in the last 5 years

File # 10525 Male, 42 years old $250,000 coverage, 20-year term Health Issues Substance Abuse - marijuana, none used in 2 years Drinking alcohol - currently an occasional drinker Tobacco - currently smoking half a pack per day Legal Issues Criminal Record - 2 drug convictions in last 20 years - served 1 year in prison, for drug possession, released 3 years ago - currently not in prison Department of Motor Vehicle Record - currently suspended license, for past 8 years - violations include speeding tickets, driving on a suspended license, and not paying charges

File # 10576 Male, 25 years old $300,000 coverage, whole life Health Issues High cholesterol (ldl cholesterol) - currently not controlled with medication Drinking alcohol - currently 3 or 4 drinks each week Lifestyle Issues Foreign travel - history of travel to England and Europe Legal Issues Department of Motor Vehicle Record - 3 speeding tickets in the last 5 years

File # 10531 Male, 48 years old $750,000 coverage, 10-year term Was declined elsewhere Health Issues Liver problems - hepatitis c, diagnosed 20 years ago - client feels he was infected through drug abuse - last biopsy, 2 years ago - treatment with interferon, not successful - currently hepatitis c positive Anxiety and Depression - diagnosed 9 years ago Suicide Survivor - suicide ideation 9 years ago, resulting in hospitalization for 3 weeks Substance Abuse - history of drug abuse, but none used in last 20 years Drinking alcohol - recovering alcoholic, sober for last 20 years - attends AA meetings Family History of Cancer - mother, died of cancer of the heart muscle at age 73 Family History of Heart Conditions - mother, died at age 73 Medications Trazodone Lifestyle Issues Foreign travel - Cancun once each year Legal Issues Criminal Record - indicted on drug related charges 14 years ago, but all charges were later dismissed Department of Motor Vehicle Record - 1 speeding ticket in the last 5 years - 1 DUI ticket, 23 years ago

File # 10518 Male, 51 years old $250,000 coverage, 20-year term Health Issues Liver problems - hepatitis c, diagnosed 4 years ago - patient thinks infection occured 30 years ago, through heroin abuse - underwent 6 months of interferon treatment, not successful - currently hepatitis c positive Kidney stones - 5 or 6 years ago Drinking alcohol - currently drinking 2 glasses of wine each weekend - was drinking 1-2 glasses each day, until 4 years ago Substance Abuse - heroin addiction, none used in last 23 years - marijuana addiction, none used in last 15 years Family History of Cancer - mother, throat cancer at age 74 Lifestyle Issues Pilot license - Instrument rated - FAA certification, medical - just under 500 total hours Foreign travel - Bahamas, 2 or 3 times each year Legal Issues Department of Motor Vehicle Record - 2 speeding tickets in the last 5 years

Standard Non-smoker with graded benefit File # 10529 Female, 34 years old $50,000 coverage whole life and $100,000 coverage 10-year term Health Issues Cancer - breast cancer - full mastectomy, 3 years ago Cancer - lung cancer, diagnosed 1 year ago - removed lower half of lung Medications Tamoxifen Lifestyle Issues Foreign travel - Japan Legal Issues Citizenship - citizen of Japan - in the USA as a permanent resident alien Department of Motor Vehicle Record - 1 speeding ticket

Legal Issues
Criminal Record

Citizenship
Green Card
Canada
Israel
Japan
Philippines
UK

Department of Motor Vehicle
DUI
Speeding Ticket
Traffic Ticket
Suspended License
Driving on a Suspended License